Financial aid
Financial aid guarantee
Ontario Student Assistance Program (OSAP)
Entrance bursaries
Ontario Work-Study Plan
Flip through or download our
Financing 2013 e-book.
Financial aid guarantee
At Waterloo, we're committed to helping you make sure that lack of money doesn't get in the way of your success.
Ontario Student Access Guarantee
- In accordance with Ontario's Student Access Guarantee, the University ensures that Ontario students in need have access to the resources they require for their tuition, books, and mandatory fees.
University of Waterloo Guarantee of Undergraduate Student Financial Support
Waterloo's commitment:
- The University guarantees to fund unmet need as defined by the Ontario Student Assistance Program (OSAP) or a student assistance program from another Canadian province.*
- The University aspires to identify students in need and ensure that all eligible students admitted to full-time undergraduate programs have the financial assistance necessary to complete their studies.
Your commitment:
- Students are required to seek financial support from all sources, including family, employment, loans, and government support programs.
For complete details, visit the Student Awards and Financial Aid website.
See below for additional financial aid resources at the University of Waterloo.
*Note: The University determines unmet need by using OSAP allowable costs minus the student's expected resources. Where other provincial jurisdictions include institutional bursaries as a resource, the University is not in a position to provide further bursary assistance to replace/repay loan overpayments.
Ontario Student Assistance Program (OSAP)
If you're an Ontario resident (as defined by OSAP), OSAP provides government loans and bursaries to help you finance your education.
- Application forms are available on the OSAP website in early May.
- Visit Waterloo's Student Awards & Financial Aid website for details on
- how to apply for OSAP
- application deadlines
- and more.
If you're not an Ontario resident, visit the Student Awards and Financial Aid website for links to other Canadian and U.S. loan programs.
Entrance bursaries
Entrance bursary information and application.
Waterloo program bursary
In addition to Waterloo's Entrance Bursary for first-year students, you may be eligible to receive one of the following Waterloo bursaries. You must apply for OSAP. In some cases an application form is also required.
Ontario Work-Study Plan
The Ontario Work-Study Plan is designed to provide on-campus work experience for full-time students who require assistance in covering their education-related costs.
Visit the Student Awards & Financial Aid website for more details about the program and to learn how to apply for these jobs.
